If you have dental insurance, choosing a dentist is easy. Well, that is to say, you have options but not too many options. You have a list from your insurance provider, you read some reviews or talk to your coworkers about their dentists, consider location, and BAM. You’ve called and set up an appointment within a day of starting your search.
Choosing a Dental Insurance Company
What about if you don’t have dental insurance, though? How do you choose which insurance company is right for you if you aren’t already provided with options from your employer? The Affordable Care Act has made it essential to have health insurance, and though dental care is not necessary to offer except to children, Obamacare (i.e., The Health Marketplace) has plans available with dental care included.
So, wherever your options come from, how do you choose?
Consider these questions before you start looking:
- Do you have children that need coverage as well?
- Do you want local-only (Daly City) coverage or nation-wide coverage?
- What is your monthly budget?
- Do you already have health insurance that you could bundle dental into?
- What treatments do you want covered?
- Do you want to choose your healthcare provider?
After answering these questions, you can begin your search. Find 5-10 plans from different dental insurance companies that meet the above criteria based on the way you answered the questions above. Make sure you read the fine print, too! Some companies have discounted dental insurance for customers who already have health insurance with them. You might be able to save by going with the same company for both.
Remember: Pacific Sky Dental offers a Dental Savers Plan and treatments can also be covered by Dental Warranty. Being uninsured isn’t a problem at Pacific Sky Dental!
In the end, you should be choosing a dental insurance company that meets your needs and your budget. Those are some of the most important factors for keeping your smile happy and healthy!
Posted on behalf of Dr. Raymond Jone, Pacific Sky Dental
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